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Business Insurance

This policy is very much focused on covering the business assets of small to medium businesses. As such, it needs to be flexible and highly competitive. Generally you can select and streamline the sections of cover considered most appropriate for your client into one clearly understood policy. This embraces the full spectrum including business property, business interruption, theft, money, machinery and electronic plant, Broadform Liability, glass, general property and transit risks.

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Industrial Special Risks

Totally tailored to the individual nature of each business or organisation. To ensure risk exposures are fully covered, Acerta’s specialist surveyors can assist in the review and identification of risks on-site.

Primarily this policy is designed to cover damage to business assets extending to include consequential loss such as gross profit, rental and other interruption contingencies.

This type of insurance offers peace of mind  for a wide range of businesses and organisations. These include Commercial Property Owners, Warehousing, Manufacturing, Engineering, and Retail Groups.

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Commercial Property Owners

One of the most comprehensive policies in the Australian market. Our Commercial Property Owners Policy is designed to cover the critical areas of property owners’ assets including buildings and business contents with the rental income receivable from tenants. With the ability to be tailored to each property owners’ specific needs, the policy can be extended to include rent default and a number of other coverages.

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Broadform Liability

Comprehensive cover for claims arising from third party personal injury, property damage and advertising liability in connection with your business. This policy can be tailored for a wide range of businesses and industries with optional extensions available, including errors and omissions and product recall expense coverage extensions.

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Professional Indemnity

Highly competitive cover for professionals from all walks of life. Specifically, the policy covers claims for financial loss arising from negligent acts, errors or omissions in connection with professional services.

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Combined Professional Indemnity & Broadform Liability

This policy enhances clarity and cuts down admin to a minimum. Now you can combine Professional Indemnity and Broadform Liability in a most comprehensive form to cater for a wide range of businesses and professions. Cover is clearly contained and identified within a single policy, so there’s no gap in cover if a claim arises.

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Landlords Insurance

This premium cover product is designed to help open more doors and close more business.

The extensive range of inclusions covers malicious acts and thefts by tenants, loss of rent, legal expenses, public liability up to $20 million, and tax audits. There’s no easier way to on-sell online in next to no time.

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Momentum

Compatible across all desktop platforms and mobile devices, our portal empowers you to distribute highly competitive insurance policies and manage them through an automatic secure payment and settlement gateway.

Drive business and streamline processes with 24/7 access to Momentum. With real-time reporting, underwriting issue identification, renewal notifications and prompt settlements always accessible, you’ll never miss a beat.

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